Please review the following risk questions to see if they apply to your operation.
- Do employees have a way to report harassment and/or discrimination without fear of retaliation?
- When employees have a lost time Workers Compensation claim, do you place them on FMLA or COBRA?
- Does your employee manual explain that employee is required and the method to pay health insurance when they are on disability or Workers Compensation?
- Do you have an internet policy concerning social media and inappropriate personal use of computer?
- Does your Cyber Liability coverage protect you for privacy breeches of employee and/or customer information?
- Does your Directors and Officers Liability have a “hammer clause” in which you are required to participate in 50% of loss?